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Dallas & Jody Sphar, NSI 2020 Graduates | Debt Reduction: $23,407.90
“From the time FPU started until the end of 2018, we saved our 1st $1,000 emergency fund ever in 32 years of marriage and ministry leadership. During this one calendar year commitment in NSI, we paid off $23,407.90 of debt and continually kept $1,000 in our emergency fund!”